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Benefits of Hiring an Attorney to Help with Your Plumbing Damage Claim

While your homeowner’s insurance is supposed to cover sudden and accidental damage, navigating the claims process can quickly become a frustrating experience especially if you’ve had water or plumbing damage. The list of policy exclusions accompanying these types of claims can be extensive and catch many homeowners unaware. What’s more, insurance companies also like to use exclusions

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How Frequently Should Homeowners Shop Around for Insurance Coverage?

Homeowners insurance rates in Florida are going nowhere but up, at least that’s the way it’s been in recent years. While there is hope for some market relief due to legislative reforms, any change will be slow coming. Whether you live in a state with some of the most expensive premiums in the country (ahem, that’s

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When to Call a Lawyer for a Plumbing Damage Insurance Claim in Colorado

Dealing with plumbing damage in your home is stressful enough, but when your insurance company denies, delays or underpays your claim, it can add a whole new layer of frustration. Plumbing issues can cause significant water damage that require costly repairs, and navigating the complexities of your homeowner’s insurance policy can be overwhelming. In some

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Why are Florida Insurance Rates So High?

Homeowners in Florida have been facing skyrocketing insurance rates for years. Although legislative efforts have been taken to help avert a total collapse of the insurance industry, including passing Senate Bill 76 and Senate Bill 2-A in 2022, Florida is still an expensive state to insure property.  Below, we’ll explore reasons behind the high insurance rates in Florida and

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Understanding Water Damage Exclusions in Colorado Homeowner’s Insurance Policies

Water damage is one of the most common reasons homeowners file insurance claims in Colorado, yet it’s also one of the most misunderstood areas of coverage. Unfortunately, not all water-related incidents are covered under standard dwelling policies, and many homeowners only discover these exclusions after it’s too late.  Don’t let this happen to you! In

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Rising Insurance Rates and What You Need to Watch for in Your Policy

Rising insurance rates have become a growing concern for homeowners, especially in high-risk areas like Colorado. With factors such as severe weather, inflation, and increased claim costs driving premiums higher, it’s more important than ever to understand the details of your homeowners insurance policy. In this post, we’ll explore why insurance rates are increasing, what

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Can You Sue Your Insurance Company for Your Claim Denial in Louisiana?

Yes, you can sue your insurance company for bad faith in Louisiana, but like any legal proceeding, it requires solid evidence, thorough documentation, and the guidance of a skilled attorney. Louisiana law provides clear protections for policyholders and understanding the steps you need to take is essential if you believe your insurer is acting unfairly. What

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Can You Sue Your Insurance Company for Bad Faith in Florida?

Yes, you can sue your insurance company for bad faith in Florida, but like all legal proceedings, it requires strong evidence, good documentation – and an experienced advocate at your side. Here’s more about bad faith law in Florida and steps you should take if you believe your insurance provider is acting in bad faith.  What is

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How Insurance Works When Homes Are Vacant in Colorado

Owning a vacant home in Colorado comes with unique challenges and risks, especially when it comes to insurance coverage. Whether the property is a second home, a rental that’s temporarily unoccupied or a home undergoing renovations, it’s crucial to understand how insurance policies treat vacant homes. Insurance companies often impose different rules and exclusions for

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Examples of Bad Faith Insurance Practices in Louisiana

As a homeowner in Louisiana, dealing with property damage can be stressful, but that stress intensifies when your insurance company isn’t acting in good faith. Unfortunately, bad faith insurance practices happen more often than they should, and knowing how to recognize them is crucial for protecting your rights and ensuring you receive the compensation you’re entitled to.

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