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Understanding Changes to Louisiana Property Insurance

Leave a Comment / LOUISIANA /

Navigating the complexities of Louisiana’s insurance laws can be overwhelming, especially with recent legislative changes impacting homeowners across the state. Whether you’re dealing with the aftermath of property damage or preparing for next season’s storms, it’s crucial to understand how these legal updates affect your coverage.  Changing insurance law updates can directly impact how much

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Understanding Roof Insurance Policies in Louisiana: What You Need to Know

Leave a Comment / LOUISIANA /

Roof damage is one of the most common issues homeowners in Louisiana face, especially due to the frequent storms, hurricanes and severe weather events that hit the state. As a homeowner, having a solid understanding of your roof insurance policy is critical to ensure you’re properly covered when disaster strikes. Unfortunately, many homeowners don’t fully

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What to Watch Out for in Your Florida Homeowner’s Insurance Policy

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Protecting your home and finances with an adequate homeowner’s insurance policy is one of the most important ways to mitigate risk in the event of a damaging event. However, not all insurance policies are created equally, and many homeowners are surprised by the fine print when it’s time to file a claim.  Understanding the details

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A Drip Today? Don’t Delay! Why Timely Reporting is Crucial for Your Plumbing Insurance Claim

Leave a Comment / COLORADO /

We’re going to cut right to the chase: if you notice water damage from a plumbing leak or pipe burst, don’t delay in reporting it (or fixing the issue pronto!). If the damage is significant enough to require an insurance claim, you don’t want to give them any reason to deny coverage. Here’s why. One of

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What Does a Matching Exclusion Mean for Your Storm-Damaged Roof?

Leave a Comment / LOUISIANA /

Louisiana’s extreme weather makes homeowners particularly vulnerable to the effects of matching exclusions on their homeowner’s insurance policies. This seemingly small clause can have a big impact on how roof repairs are handled and what costs homeowners may need to cover out-of-pocket. How exactly does a matching exclusion affect your roof claim? Here’s what to know.

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Are There Matching Exclusions in Florida?

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When Florida homeowners file insurance claims for property damage, a contentious issue they may find themselves up against is related to “matching.” Matching refers to the insurer’s obligation to ensure repairs blend seamlessly with undamaged portions of the property to avoid a patchy or inconsistent look (think roof shingles, siding, and the like).  It’s important

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Benefits of Hiring an Attorney to Help with Your Plumbing Damage Claim

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While your homeowner’s insurance is supposed to cover sudden and accidental damage, navigating the claims process can quickly become a frustrating experience especially if you’ve had water or plumbing damage. The list of policy exclusions accompanying these types of claims can be extensive and catch many homeowners unaware. What’s more, insurance companies also like to use exclusions

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How Frequently Should Homeowners Shop Around for Insurance Coverage?

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Homeowners insurance rates in Florida are going nowhere but up, at least that’s the way it’s been in recent years. While there is hope for some market relief due to legislative reforms, any change will be slow coming. Whether you live in a state with some of the most expensive premiums in the country (ahem, that’s

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When to Call a Lawyer for a Plumbing Damage Insurance Claim in Colorado

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Dealing with plumbing damage in your home is stressful enough, but when your insurance company denies, delays or underpays your claim, it can add a whole new layer of frustration. Plumbing issues can cause significant water damage that require costly repairs, and navigating the complexities of your homeowner’s insurance policy can be overwhelming. In some

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What are Matching Exclusions, and Why Do They Matter for Your Louisiana Roof Claim?

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When filing a roof damage claim in Louisiana, understanding your homeowner’s insurance policy is crucial especially when it comes to something known as “matching exclusions.” These exclusions can significantly impact how much your insurer will pay for repairs and whether you’ll be able to restore your roof to its original appearance. What Are Matching Exclusions?

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