In Louisiana, the calmer winter months that follow the peak heat of summer and hurricane season can be the ideal time for homeowners to get their properties inspected and ensure their homes are ready for the next season’s challenges. Here’s why the slow season is the right time to prioritize property inspections in Louisiana. Keeping
Why Slow Season’s a Go Season for Property Inspections Read More »
As storm season in Florida comes to a close, the next few months are opportune times to have your property reinspected for damage. Regardless of the age or condition of your home, getting fresh images and documentation related to the state of your roof and property’s exterior can prove invaluable if and when you do
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In Colorado, homeowners face frequent and sometimes severe weather events like hail storms and high winds. As if navigating hail damage claims in Colorado were not complicated enough, these deductibles throw yet another wrench into how your claim is settled. To manage risk, insurance companies often include specific wind and hail deductibles in some homeowner’s insurance policies,
What Coloradans Need to Know About Wind and Hail Deductibles Read More »
Lurking beneath the shadows of your insurance policy are many rules and restrictions. Unless you are reviewing your homeowners policy carefully, you may be unaware of some of these details until you go to file an insurance claim and then are faced with an unwelcome surprise. One such area has to do with deductibles. What
Do Wind and Hail Deductibles Apply in Louisiana? Read More »
Wind damage is an all-too-common reality for Florida homeowners. From powerful hurricanes to severe thunderstorms, high winds can wreak havoc on roofs, windows, and other parts of your property. When this happens, your first instinct might be to contact your insurance company. However, the most critical first step is often overlooked: calling an attorney. Here’s
Experience Wind Damage to Your Florida Home? Step One: Call an Attorney Read More »
When filing a hail damage claim, understanding key insurance terms can significantly impact your compensation amount. Two important concepts that often come up in hail damage claims in Colorado are Actual Cash Value (ACV) and Replacement Cost Value (RCV). These terms dictate how your insurance company calculates the payout for repairing or replacing hail-damaged property. Here’s what
What Do ACV and RCV Mean for Your Hail Damage Claim? Read More »
Here in Colorado, we experience more hail storms than almost every other place in the country. It’s a force of nature we can try to run from, but we simply cannot hide. Our homes, cars, and other property will take a beating, and all we can do to protect ourselves is maintain our homes and ensure we
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For those of us who live in Louisiana, we know it’s not uncommon to be hit with multiple damaging storms in a single season. If you have to pay your named-storm or hurricane deductible for each insurance claim you make in a single season, you could quickly go broke. To that end, states like Louisiana have enacted laws
What to Know About Louisiana’s Single Deductible Statute Read More »
Insurance policies in Florida may have several different deductibles depending on your coverage. It’s important to review your policy terms carefully to understand your financial obligations as certain deductibles can set you back significantly, especially if you aren’t prepared. Deductibles like named-storm deductiblesand wind and hail deductibles can be particularly confusing to homeowners in Florida. Here
What is a Wind and Hail Deductible? Read More »
When dealing with hail damage and other types of property insurance claims, homeowners often find themselves in for a surprise when their claim comes back as denied or underpaid due to a policy exclusion. Whether you knew about the exclusion or not, this can be extremely frustrating. Ambiguous policy language can make understanding the terms and
What to Know About Matching Exclusions Read More »
