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Does Your Homeowners Insurance Policy Have a Hurricane Deductible?

Leave a Comment / LOUISIANA /

Living in a hurricane-prone states like Louisiana means that homeowners must be particularly vigilant about their insurance coverage and policy details. One critical aspect that often catches homeowners by surprise is the hurricane deductible. This deductible, which is separate from a standard deductible, can significantly impact how much you pay out of pocket in the

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What to Do Next if Your Hail Damage Claim Was Denied or Underpaid

Leave a Comment / COLORADO /

After sustaining hail damage to your home, you want to be able to start the recovery process as soon as possible. That means settling the insurance claim process with your provider promptly so you can begin making roof repairs and fixing damage to other parts of your property. Ideally, this whole process goes smoothly for

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Good Faith, Bad Faith and Revised Louisiana Insurance Laws

Leave a Comment / LOUISIANA /

Earlier this year, Louisiana Governor Jeff Landry signed a series of insurance bills into law. In addition to repealing the state’s “three-year rule, newly signed Act No. 3 (formerly Senate Bill 323) introduces significant changes to how bad faith claims and insurance disputes are handled in Louisiana. The changes repeal certain provisions and add reciprocal duties of good faith

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What a Named Storm Could Mean for Your Wind Damage Claim

Leave a Comment / FLORIDA /

As if homeowners insurance companies in Florida didn’t have enough reasons to deny a wind damage claim… Unfortunately, when a named storm makes landfall, insurance providers have come up with yet another one. A History of Claim Denials and Underpayment When a named storm hits Florida, not only does it bring severe weather and property damage

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Benefits of Hiring an Attorney for Your Denver-Area Hail Damage Claim

Leave a Comment / COLORADO /

In a state like Colorado where we experience more hail storms than almost every other place in the country, it pays to have an advocate who can take the lead on navigating the insurance claim process for you if you do sustain damage.  Repairing hail-damaged property costs Colorado homeowners and insurance companies billions of dollars,

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What Louisiana Residents Need to Know About the Repeal of the “Three-Year Rule”

Leave a Comment / LOUISIANA /

In the wake of Hurricane Katrina, Louisiana lawmakers instituted what became known as the “three-year rule” in which insurers were barred from dropping a policy or raising its deductible after it had been renewed for three years. This law, unique to Louisiana, has recently been repealed.    Formerly House Bill 611, Louisiana Act No. 9 gradually relaxes

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Data Suggests Floridians are Least Likely to Get Their Claims Covered

Leave a Comment / FLORIDA /

Florida homeowners are increasingly finding themselves stuck between a rock and a hard place when it comes to receiving their rightful insurance claim payouts. Per a recent article in the Miami Herald and data from the National Association of Insurance Commissioners, Floridians had the lowest chance in all 50 states of receiving payouts on their homeowner’s insurance claims

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Do You Really Need an Attorney for a Hail Damage Claim in Colorado?

Leave a Comment / COLORADO /

Yes, yes may if you want to recover your rightful claim settlement amount and sidestep the possibility of your insurance company trying to deny, delay, or underpay your claim – all of which are very real and happens too commonly with insurance companies in Colorado. While filing a hail damage claim in Colorado should be

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Hail Damage in Colorado: Your Guide to Navigating Insurance Claims

Leave a Comment / COLORADO /

Hailstorms are a frequent and destructive weather event in Colorado and often cause significant damage to homes, vehicles and other property. Navigating the insurance claims process after such an event can also be daunting. This guide aims to help Colorado homeowners like you understand the insurance claim process and advise you on what to be

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