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What Louisiana Residents Need to Know About the Repeal of the “Three-Year Rule”

Leave a Comment / LOUISIANA /

In the wake of Hurricane Katrina, Louisiana lawmakers instituted what became known as the “three-year rule” in which insurers were barred from dropping a policy or raising its deductible after it had been renewed for three years. This law, unique to Louisiana, has recently been repealed.    Formerly House Bill 611, Louisiana Act No. 9 gradually relaxes

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Data Suggests Floridians are Least Likely to Get Their Claims Covered

Leave a Comment / FLORIDA /

Florida homeowners are increasingly finding themselves stuck between a rock and a hard place when it comes to receiving their rightful insurance claim payouts. Per a recent article in the Miami Herald and data from the National Association of Insurance Commissioners, Floridians had the lowest chance in all 50 states of receiving payouts on their homeowner’s insurance claims

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Do You Really Need an Attorney for a Hail Damage Claim in Colorado?

Leave a Comment / COLORADO /

Yes, yes may if you want to recover your rightful claim settlement amount and sidestep the possibility of your insurance company trying to deny, delay, or underpay your claim – all of which are very real and happens too commonly with insurance companies in Colorado. While filing a hail damage claim in Colorado should be

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Hail Damage in Colorado: Your Guide to Navigating Insurance Claims

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Hailstorms are a frequent and destructive weather event in Colorado and often cause significant damage to homes, vehicles and other property. Navigating the insurance claims process after such an event can also be daunting. This guide aims to help Colorado homeowners like you understand the insurance claim process and advise you on what to be

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Water Damage Prevention Tips for New Orleans Residents

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New Orleans, with its unique geography and frequent storms, means our homes here are particularly susceptible to water damage. Protecting our properties and belongings from flooding, storm surge and other water-related issues is a critical part of living in this city.  While water damage can be devastating, taking proactive steps can significantly reduce the risk of sustaining

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Tips for Protecting Your Property During Colorado’s Hail Season

Leave a Comment / COLORADO /

Hail season in Colorado runs from mid-April through mid-September. While many storms produce just small pebbles, still others can drop golf ball and baseball-size hail (in Denver, the largest stone to date was a whopping 5.25 inches in diameter) Remaining vigilant with maintenance can help minimize any damage you may sustain during one of the many

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Don’t Make These Mistakes When Filing a Water Damage Insurance Claim in Louisiana

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Water damage can strike unexpectedly and wreak havoc on your home. Even an inch of standing water can lead to thousands of dollars in repairs. In Louisiana, where heavy rains and strong storms are common, homeowners often find themselves needing to file insurance claims for water damage; however, the process is complex. What’s more, making

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Common Mistakes to Avoid When Filing a Water Damage Insurance Claim in Florida

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Filing a water damage insurance claim in Florida is key to recovering and rebuilding after a devastating event like a flood or hurricane, but to say the process is straightforward would be the understatement of the year. Some insurance companies intentionally make the filing process complicated, and if you make mistakes, it could potentially delay

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