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Common Hail Damage Exclusions Colorado Homeowners Need to Look Out For

Leave a Comment / COLORADO /

Repairing hail-damaged property costs Colorado homeowners and insurance companies billions of dollars. With costs this steep, it’s not surprising that some insurance companies are trying to sneak through loopholes and find other ways to limit payouts to their insured.  One way some companies are trying to limit coverage and reduce claim payouts is through policy

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What Kind of Insurance Policy Protects Against Storm Surge?

Leave a Comment / FLORIDA /

If only homeowners insurance was enough to protect your property in Florida… Unfortunately, it’s not. Here in South Florida and other coastal regions, it’s often the storm’s aftermath that causes the most destruction to homes. Rising waters can occur miles inland from the coast, and the resulting storm surge can lead to irreparable damage to

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What to Know About Hail Damage Insurance Claims in Colorado

Leave a Comment / COLORADO /

Summer is the season of hail in Colorado, and hail do we get. Colorado is among the most hail-prone states in the U.S. primarily due to the state’s high elevation. The Front Range and areas eastward (including the Denver metro area) are located in what’s known as “hail alley” and commonly experience several significant hail

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How Florida Insurance Law Attorneys and Public Adjusters Work Together on Wind Damage Claims

Leave a Comment / FLORIDA /

Strong winds can rip off roofs with ease, but putting the pieces back together is a much longer and more complex process. In a state like Florida, dealing with a wind damage claim takes effort, persistence, and often requires specialized knowledge and expertise. Both insurance law attorneys and public adjusters play critical roles in helping

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Plumbing Damage and Insurance Coverage: What Colorado Homeowners Need to Know

Leave a Comment / COLORADO /

Plumbing damage can strike unexpectedly, and when it does, it causes significant disruption and costly repairs for homeowners. What’s more, not all plumbing-related damage is covered by insurance. Understanding your insurance coverage for plumbing and water issues is crucial in mitigating these expenses and protecting your home. In this article, we’ll discuss what homeowners in

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How do Public Adjusters and Attorneys Work Together on Your Louisiana Wind Damage Claim?

Leave a Comment / LOUISIANA /

Strong winds can rip off roofs with ease, but building back up is a much longer and more complex process. In a state like Louisiana, dealing with a wind damage claim takes effort and persistence, and often requires specialized knowledge and expertise. Both insurance law attorneys and public adjusters play critical roles in helping policyholders

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How to Know if Your Plumbing Damage Claim Was Unfairly Denied or Underpaid?

Leave a Comment / COLORADO /

Water damage claims are often not as straightforward as other types of insurance claims, though don’t get us wrong, homeowners can run into issues with all types of property damage claims. Plumbing damage, however, is particularly nuanced because most policies come with a long list of policy exclusions. Insurance companies are more than happy to point

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Should You Hire an Attorney to Help with Your Wind Damage Claim in Florida?

Leave a Comment / FLORIDA /

Residents of Florida are no strangers to strong winds, heavy rains, and all the intensity Mother Nature can throw at us. We’ve seen destruction and devastation and know all too well what the road to recovery looks like. Unfortunately, we also know that this long road to rebuilding our homes and our lives often includes

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Should You Hire a Public Adjuster for Wind Damage in Louisiana?

Leave a Comment / LOUISIANA /

Hiring a public adjuster in Louisiana is not as ubiquitous of a practice as it is in other states. This is in part because until recently, property insurance companies in Louisiana were able to prevent their policyholders from doing so. That is no longer the case. Effective August 1, 2023, Senate Bill 156 was signed into law. The

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