As if homeowners insurance companies in Florida didn’t have enough reasons to deny a wind damage claim… Unfortunately, when a named storm makes landfall, insurance providers have come up with yet another one. A History of Claim Denials and Underpayment When a named storm hits Florida, not only does it bring severe weather and property damage […]
What a Named Storm Could Mean for Your Wind Damage Claim Read More »
Florida homeowners are increasingly finding themselves stuck between a rock and a hard place when it comes to receiving their rightful insurance claim payouts. Per a recent article in the Miami Herald and data from the National Association of Insurance Commissioners, Floridians had the lowest chance in all 50 states of receiving payouts on their homeowner’s insurance claims
Data Suggests Floridians are Least Likely to Get Their Claims Covered Read More »
Updating a home inventory is one of those to-dos that can easily slip to the “I’ll do that later” pile, but unfortunately, “later” may be too late if a strong storm rips through Florida or another devastating event damages your home. Keeping an updated home inventory is a smart and simple way to protect your
Why You Need to Update Your Home Inventory Today Read More »
Filing a water damage insurance claim in Florida is key to recovering and rebuilding after a devastating event like a flood or hurricane, but to say the process is straightforward would be the understatement of the year. Some insurance companies intentionally make the filing process complicated, and if you make mistakes, it could potentially delay
Common Mistakes to Avoid When Filing a Water Damage Insurance Claim in Florida Read More »
Living in Florida, we’re no strangers to strong storms, high winds, and yes, water. Whether it’s due to heavy rains or storm surge following a hurricane, water damage can destroy your property. Doing everything you can to prevent water damage after a hurricane is crucial to protecting your home and belongings – and having an adequate
How to Prepare for Hurricane Season: Water Damage Prevention Tips for Floridians Read More »
If only homeowners insurance was enough to protect your property in Florida… Unfortunately, it’s not. Here in South Florida and other coastal regions, it’s often the storm’s aftermath that causes the most destruction to homes. Rising waters can occur miles inland from the coast, and the resulting storm surge can lead to irreparable damage to
What Kind of Insurance Policy Protects Against Storm Surge? Read More »
Strong winds can rip off roofs with ease, but putting the pieces back together is a much longer and more complex process. In a state like Florida, dealing with a wind damage claim takes effort, persistence, and often requires specialized knowledge and expertise. Both insurance law attorneys and public adjusters play critical roles in helping
Residents of Florida are no strangers to strong winds, heavy rains, and all the intensity Mother Nature can throw at us. We’ve seen destruction and devastation and know all too well what the road to recovery looks like. Unfortunately, we also know that this long road to rebuilding our homes and our lives often includes
Should You Hire an Attorney to Help with Your Wind Damage Claim in Florida? Read More »
The insurance claim process is far from straightforward, especially in a state like Florida which has faced an unstable insurance market for years while pinning residents between a rock and a hard place when it comes to premiums. Florida homeowners have among the highest premiums in the country, and though faced with paying exorbitant prices
Should You Hire a Public Adjuster to Help with Your Wind Damage Claim in Florida? Read More »
Public adjusters and attorneys are two types of professionals homeowners may need to call upon if they experience wind, water, storm or other types of devastating damage to their property. While homeowners can go it alone when they file their insurance claim, we generally don’t recommend it as insurance companies can be quick to deny
What is the Difference Between a Public Adjuster and an Insurance Law Attorney? Read More »
