You found water damage in your Florida home – now what? Before panic sets in, take a moment to slow your breath and make a plan. Here are some crucial first steps to take after discovering a leak or flood in your home. Make a Plan for Mitigation Water damage can strike suddenly and wreak havoc […]
Water is one of your worst enemies if you own property in Florida. While it might seem harmless enough at first blush (after all, how bad can a small drip really be?), water damage is often far more extensive than it appears and can cause major nightmares for homeowners dealing with its aftermath. Being attentive
The Most Common Causes of Water Damage Claims in Florida Homes Read More »
Hurricane insurance claims in Florida can be denied for a host of reasons, and in some cases, those denials are not warranted or were done in bad faith. This can be an extremely frustrating experience for homeowners. Understanding the common reasons for hurricane claim denials and what steps you should take if your claim is denied
What to Know About Hurricane Insurance Claim Denials in Florida Read More »
It’s easy to downplay the threat of hurricane season until your roof gets ripped off or storm surge floods your home. While we can hope all we want that it will never happen to us, if you live in Florida, there’s a pretty good chance that at some point or another, you and a hurricane
What Should You Pack in Your Hurricane Go-Bag? Read More »
By the time a hurricane makes landfall in Florida, there’s not a whole lot you can do to protect your property. Taking preventive measures to prepare your home and family for storm season is an essential step, but if a storm hits, your home will be left to the whims of the wind, water and storm surge.
What To Do First if You Experience Hurricane Damage to Your Property Read More »
If there’s one thing Floridians have learned over the years it’s that we can’t get complacent with storm preparation. The threat of severe storms is always knocking on our doors, and that knock comes loudest during hurricane season. For those of us who have lived here most or all of our lives, we know hurricanes
Hurricane Season is Here: Are You Ready? Read More »
Homeowners and their insurance companies are bound to each other by contractual commitments. Both you as the policyholder and your insurance provider must fulfill certain obligations as part of your relationship, like you paying your premium on time and your insurance company investigating any claims you may file. Most of the time both parties hold
How Do I Prove Bad Faith in Florida? Read More »
In Florida, insurance companies are required to settle hurricane claims promptly and fairly. They must respond to your claim within 14 days, and, to avoid a bad faith demand, they should make a claim determination within 90 days. Here are some other things to be aware of if you’ve experienced hurricane damage to your property. If you
How Long Does an Insurance Company Have to Settle a Hurricane Claim in Florida? Read More »
In Florida, bad faith insurance law is governed by Fla. Stat. § 624.155. If your insurance company fails to fulfill its obligations to you as the policyholder in a fair and reasonable manner, it may be acting in bad faith. Bad faith encompasses the following: Time Limits and Bad Faith Demand in Florida Recent changes to
What is the Time Limit for Bad Faith Demand in Florida? Read More »
If only there was truly calm after the storm. Unfortunately, homeowners in Florida feel nothing but calm when they have to deal with a denied or delayed property insurance claim for wind damage to their property. Wind claim denials in Florida can occur for several reasons. Below we’ll discuss some of the most common ones
Most Common Reasons for Wind Claim Denials in Florida Read More »
