LOUISIANA

Can You Sue Your Insurance Company for Your Claim Denial in Louisiana?

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Yes, you can sue your insurance company for bad faith in Louisiana, but like any legal proceeding, it requires solid evidence, thorough documentation, and the guidance of a skilled attorney. Louisiana law provides clear protections for policyholders and understanding the steps you need to take is essential if you believe your insurer is acting unfairly. What […]

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Examples of Bad Faith Insurance Practices in Louisiana

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As a homeowner in Louisiana, dealing with property damage can be stressful, but that stress intensifies when your insurance company isn’t acting in good faith. Unfortunately, bad faith insurance practices happen more often than they should, and knowing how to recognize them is crucial for protecting your rights and ensuring you receive the compensation you’re entitled to.

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Why Slow Season’s a Go Season for Property Inspections

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In Louisiana, the calmer winter months that follow the peak heat of summer and hurricane season can be the ideal time for homeowners to get their properties inspected and ensure their homes are ready for the next season’s challenges. Here’s why the slow season is the right time to prioritize property inspections in Louisiana. Keeping

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Does Your Homeowners Insurance Policy Have a Hurricane Deductible?

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Living in a hurricane-prone states like Louisiana means that homeowners must be particularly vigilant about their insurance coverage and policy details. One critical aspect that often catches homeowners by surprise is the hurricane deductible. This deductible, which is separate from a standard deductible, can significantly impact how much you pay out of pocket in the

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Good Faith, Bad Faith and Revised Louisiana Insurance Laws

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Earlier this year, Louisiana Governor Jeff Landry signed a series of insurance bills into law. In addition to repealing the state’s “three-year rule, newly signed Act No. 3 (formerly Senate Bill 323) introduces significant changes to how bad faith claims and insurance disputes are handled in Louisiana. The changes repeal certain provisions and add reciprocal duties of good faith

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What Louisiana Residents Need to Know About the Repeal of the “Three-Year Rule”

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In the wake of Hurricane Katrina, Louisiana lawmakers instituted what became known as the “three-year rule” in which insurers were barred from dropping a policy or raising its deductible after it had been renewed for three years. This law, unique to Louisiana, has recently been repealed.    Formerly House Bill 611, Louisiana Act No. 9 gradually relaxes

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Water Damage Prevention Tips for New Orleans Residents

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New Orleans, with its unique geography and frequent storms, means our homes here are particularly susceptible to water damage. Protecting our properties and belongings from flooding, storm surge and other water-related issues is a critical part of living in this city.  While water damage can be devastating, taking proactive steps can significantly reduce the risk of sustaining

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Don’t Make These Mistakes When Filing a Water Damage Insurance Claim in Louisiana

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Water damage can strike unexpectedly and wreak havoc on your home. Even an inch of standing water can lead to thousands of dollars in repairs. In Louisiana, where heavy rains and strong storms are common, homeowners often find themselves needing to file insurance claims for water damage; however, the process is complex. What’s more, making

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