Blogs

FLORIDA

What is a Wind and Hail Deductible?

Insurance policies in Florida may have several different deductibles depending on your coverage. It’s important to review your policy terms carefully to understand your financial
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FLORIDA

What is a Named-Storm Deductible?

Some homeowner’s insurance policies in Florida (and other states like Louisiana as well) have what’s called a named-storm deductible. This type of deductible differs from
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FLORIDA

What a Named Storm Could Mean for Your Wind Damage Claim

As if homeowners insurance companies in Florida didn’t have enough reasons to deny a wind damage claim… Unfortunately, when a named storm makes landfall, insurance providers
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LOUISIANA

Good Faith, Bad Faith and Revised Louisiana Insurance Laws

Earlier this year, Louisiana Governor Jeff Landry signed a series of insurance bills into law. In addition to repealing the state’s “three-year rule, newly signed Act No. 3 (formerly
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LOUISIANA

What Louisiana Residents Need to Know About the Repeal of the “Three-Year Rule”

In the wake of Hurricane Katrina, Louisiana lawmakers instituted what became known as the “three-year rule” in which insurers were barred from dropping a policy
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LOUISIANA

Water Damage Prevention Tips for New Orleans Residents

New Orleans, with its unique geography and frequent storms, means our homes here are particularly susceptible to water damage. Protecting our properties and belongings from
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COLORADO

What Coloradans Need to Know About Wind and Hail Deductibles

In Colorado, homeowners face frequent and sometimes severe weather events like hail storms and high winds. As if navigating hail damage claims in Colorado were not complicated
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COLORADO

What Do ACV and RCV Mean for Your Hail Damage Claim?

When filing a hail damage claim, understanding key insurance terms can significantly impact your compensation amount. Two important concepts that often come up in hail damage
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COLORADO

Navigating Hail Damage Claims in Colorado

Here in Colorado, we experience more hail storms than almost every other place in the country. It’s a force of nature we can try to
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