Here in Colorado, we experience more hail storms than almost every other place in the country. It’s a force of nature we can try to run from, but we simply cannot hide. Our homes, cars, and other property will take a beating, and all we can do to protect ourselves is maintain our homes and ensure we
Navigating Hail Damage Claims in Colorado Read More »
Insurance policies in Florida may have several different deductibles depending on your coverage. It’s important to review your policy terms carefully to understand your financial obligations as certain deductibles can set you back significantly, especially if you aren’t prepared. Deductibles like named-storm deductiblesand wind and hail deductibles can be particularly confusing to homeowners in Florida. Here
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For those of us who live in Louisiana, we know it’s not uncommon to be hit with multiple damaging storms in a single season. If you have to pay your named-storm or hurricane deductible for each insurance claim you make in a single season, you could quickly go broke. To that end, states like Louisiana have enacted laws
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After sustaining hail damage to your home, you want to be able to start the recovery process as soon as possible. That means settling the insurance claim process with your provider promptly so you can begin making roof repairs and fixing damage to other parts of your property. Ideally, this whole process goes smoothly for
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Some homeowner’s insurance policies in Florida (and other states like Louisiana as well) have what’s called a named-storm deductible. This type of deductible differs from the standard deductible found in your policy. Rather, it only applies when you file an insurance claim for damage caused by storms that have been officially named by the National
What is a Named-Storm Deductible? Read More »
Living in a hurricane-prone states like Louisiana means that homeowners must be particularly vigilant about their insurance coverage and policy details. One critical aspect that often catches homeowners by surprise is the hurricane deductible. This deductible, which is separate from a standard deductible, can significantly impact how much you pay out of pocket in the
Does Your Homeowners Insurance Policy Have a Hurricane Deductible? Read More »
In a state like Colorado where we experience more hail storms than almost every other place in the country, it pays to have an advocate who can take the lead on navigating the insurance claim process for you if you do sustain damage. Repairing hail-damaged property costs Colorado homeowners and insurance companies billions of dollars,
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As if homeowners insurance companies in Florida didn’t have enough reasons to deny a wind damage claim… Unfortunately, when a named storm makes landfall, insurance providers have come up with yet another one. A History of Claim Denials and Underpayment When a named storm hits Florida, not only does it bring severe weather and property damage
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Earlier this year, Louisiana Governor Jeff Landry signed a series of insurance bills into law. In addition to repealing the state’s “three-year rule, newly signed Act No. 3 (formerly Senate Bill 323) introduces significant changes to how bad faith claims and insurance disputes are handled in Louisiana. The changes repeal certain provisions and add reciprocal duties of good faith
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Yes, yes may if you want to recover your rightful claim settlement amount and sidestep the possibility of your insurance company trying to deny, delay, or underpay your claim – all of which are very real and happens too commonly with insurance companies in Colorado. While filing a hail damage claim in Colorado should be
Do You Really Need an Attorney for a Hail Damage Claim in Colorado? Read More »
