Documentation is a critical component of any homeowner’s insurance claim. Without a record of what’s happened and when, it can become increasingly challenging to secure the relief you deserve for your property damage. Not only is proper documentation a key step when you initially file a water damage claim, but it also becomes paramount if
How to Effectively Document Water Damage for Your Insurance Claim Read More »
As if there weren’t enough different types of insurance policies out there already, flood insurance has to be yet another one. Homeowners in Colorado may not be the first to think about flood insurance, but flooding is a risk everywhere it rains, and evaluating whether you need flood insurance as an added protection is something
Flood Insurance vs. Homeowners Insurance: What’s the Difference? Read More »
Whenever water is involved, the insurance claims process can become murky in a hurry. While standard homeowners insurance policies should cover some types of water damage, they don’t cover all, and the list of exclusions – or at a minimum, grey areas open for interpretation – seems unending. Homeowners attempting to file a plumbing damage claim have a
Do’s and Don’ts of Documenting Plumbing Damage for Your Insurance Claim Read More »
Colorado may not be the first state that comes to mind when you think of flooding risks, but that doesn’t mean we are immune to it. What insurance companies qualify as flooding can happen anywhere, and what many homeowners don’t realize is that traditional homeowners insurance policies generally don’t protect against flooding. While federal disaster
Do You Need Flood Insurance if You Live in Colorado? Read More »
Navigating the complexities of Louisiana’s insurance laws can be overwhelming, especially with recent legislative changes impacting homeowners across the state. Whether you’re dealing with the aftermath of property damage or preparing for next season’s storms, it’s crucial to understand how these legal updates affect your coverage. Changing insurance law updates can directly impact how much
Understanding Changes to Louisiana Property Insurance Read More »
We’re going to cut right to the chase: if you notice water damage from a plumbing leak or pipe burst, don’t delay in reporting it (or fixing the issue pronto!). If the damage is significant enough to require an insurance claim, you don’t want to give them any reason to deny coverage. Here’s why. One of
While your homeowner’s insurance is supposed to cover sudden and accidental damage, navigating the claims process can quickly become a frustrating experience especially if you’ve had water or plumbing damage. The list of policy exclusions accompanying these types of claims can be extensive and catch many homeowners unaware. What’s more, insurance companies also like to use exclusions
Benefits of Hiring an Attorney to Help with Your Plumbing Damage Claim Read More »
Dealing with plumbing damage in your home is stressful enough, but when your insurance company denies, delays or underpays your claim, it can add a whole new layer of frustration. Plumbing issues can cause significant water damage that require costly repairs, and navigating the complexities of your homeowner’s insurance policy can be overwhelming. In some
When to Call a Lawyer for a Plumbing Damage Insurance Claim in Colorado Read More »
Water damage is one of the most common reasons homeowners file insurance claims in Colorado, yet it’s also one of the most misunderstood areas of coverage. Unfortunately, not all water-related incidents are covered under standard dwelling policies, and many homeowners only discover these exclusions after it’s too late. Don’t let this happen to you! In
Understanding Water Damage Exclusions in Colorado Homeowner’s Insurance Policies Read More »
Rising insurance rates have become a growing concern for homeowners, especially in high-risk areas like Colorado. With factors such as severe weather, inflation, and increased claim costs driving premiums higher, it’s more important than ever to understand the details of your homeowners insurance policy. In this post, we’ll explore why insurance rates are increasing, what
Rising Insurance Rates and What You Need to Watch for in Your Policy Read More »
