Protecting your home and finances with an adequate homeowner’s insurance policy is one of the most important ways to mitigate risk in the event of a damaging event. However, not all insurance policies are created equally, and many homeowners are surprised by the fine print when it’s time to file a claim. Understanding the details
What to Watch Out for in Your Florida Homeowner’s Insurance Policy Read More »
When Florida homeowners file insurance claims for property damage, a contentious issue they may find themselves up against is related to “matching.” Matching refers to the insurer’s obligation to ensure repairs blend seamlessly with undamaged portions of the property to avoid a patchy or inconsistent look (think roof shingles, siding, and the like). It’s important
Are There Matching Exclusions in Florida? Read More »
Homeowners insurance rates in Florida are going nowhere but up, at least that’s the way it’s been in recent years. While there is hope for some market relief due to legislative reforms, any change will be slow coming. Whether you live in a state with some of the most expensive premiums in the country (ahem, that’s
How Frequently Should Homeowners Shop Around for Insurance Coverage? Read More »
Homeowners in Florida have been facing skyrocketing insurance rates for years. Although legislative efforts have been taken to help avert a total collapse of the insurance industry, including passing Senate Bill 76 and Senate Bill 2-A in 2022, Florida is still an expensive state to insure property. Below, we’ll explore reasons behind the high insurance rates in Florida and
Why are Florida Insurance Rates So High? Read More »
