Documentation is a critical component of any homeowner’s insurance claim. Without a record of what’s happened and when, it can become increasingly challenging to secure the relief you deserve for your property damage. Not only is proper documentation a key step when you initially file a water damage claim, but it also becomes paramount if
How to Effectively Document Water Damage for Your Insurance Claim Read More »
As if there weren’t enough different types of insurance policies out there already, flood insurance has to be yet another one. Homeowners in Colorado may not be the first to think about flood insurance, but flooding is a risk everywhere it rains, and evaluating whether you need flood insurance as an added protection is something
Flood Insurance vs. Homeowners Insurance: What’s the Difference? Read More »
Whenever water is involved, the insurance claims process can become murky in a hurry. While standard homeowners insurance policies should cover some types of water damage, they don’t cover all, and the list of exclusions – or at a minimum, grey areas open for interpretation – seems unending. Homeowners attempting to file a plumbing damage claim have a
Do’s and Don’ts of Documenting Plumbing Damage for Your Insurance Claim Read More »
Colorado may not be the first state that comes to mind when you think of flooding risks, but that doesn’t mean we are immune to it. What insurance companies qualify as flooding can happen anywhere, and what many homeowners don’t realize is that traditional homeowners insurance policies generally don’t protect against flooding. While federal disaster
Do You Need Flood Insurance if You Live in Colorado? Read More »
We’re going to cut right to the chase: if you notice water damage from a plumbing leak or pipe burst, don’t delay in reporting it (or fixing the issue pronto!). If the damage is significant enough to require an insurance claim, you don’t want to give them any reason to deny coverage. Here’s why. One of
Protecting your home and finances with an adequate homeowner’s insurance policy is one of the most important ways to mitigate risk in the event of a damaging event. However, not all insurance policies are created equally, and many homeowners are surprised by the fine print when it’s time to file a claim. Understanding the details
What to Watch Out for in Your Florida Homeowner’s Insurance Policy Read More »
Roof damage is one of the most common issues homeowners in Louisiana face, especially due to the frequent storms, hurricanes and severe weather events that hit the state. As a homeowner, having a solid understanding of your roof insurance policy is critical to ensure you’re properly covered when disaster strikes. Unfortunately, many homeowners don’t fully
Understanding Roof Insurance Policies in Louisiana: What You Need to Know Read More »
Navigating the complexities of Louisiana’s insurance laws can be overwhelming, especially with recent legislative changes impacting homeowners across the state. Whether you’re dealing with the aftermath of property damage or preparing for next season’s storms, it’s crucial to understand how these legal updates affect your coverage. Changing insurance law updates can directly impact how much
Understanding Changes to Louisiana Property Insurance Read More »
While your homeowner’s insurance is supposed to cover sudden and accidental damage, navigating the claims process can quickly become a frustrating experience especially if you’ve had water or plumbing damage. The list of policy exclusions accompanying these types of claims can be extensive and catch many homeowners unaware. What’s more, insurance companies also like to use exclusions
Benefits of Hiring an Attorney to Help with Your Plumbing Damage Claim Read More »
When Florida homeowners file insurance claims for property damage, a contentious issue they may find themselves up against is related to “matching.” Matching refers to the insurer’s obligation to ensure repairs blend seamlessly with undamaged portions of the property to avoid a patchy or inconsistent look (think roof shingles, siding, and the like). It’s important
Are There Matching Exclusions in Florida? Read More »
