Yes, you can sue your insurance company for bad faith in Florida, but like all legal proceedings, it requires strong evidence, good documentation – and an experienced advocate at your side. Here’s more about bad faith law in Florida and steps you should take if you believe your insurance provider is acting in bad faith. What is
Can You Sue Your Insurance Company for Bad Faith in Florida? Read More »
As a homeowner in Florida, dealing with damage to your property is stressful enough, but what happens when your insurance company isn’t acting in good faith? Unfortunately, bad faith insurance practices are not uncommon, and understanding how to recognize them is essential to protecting your rights and ensuring you get the compensation you’re entitled to.
How to Recognize the Signs of Bad Faith Insurance Practices in Florida Read More »
As storm season in Florida comes to a close, the next few months are opportune times to have your property reinspected for damage. Regardless of the age or condition of your home, getting fresh images and documentation related to the state of your roof and property’s exterior can prove invaluable if and when you do
Why You Should Get a Property Inspection Now Read More »
Wind damage is an all-too-common reality for Florida homeowners. From powerful hurricanes to severe thunderstorms, high winds can wreak havoc on roofs, windows, and other parts of your property. When this happens, your first instinct might be to contact your insurance company. However, the most critical first step is often overlooked: calling an attorney. Here’s
Experience Wind Damage to Your Florida Home? Step One: Call an Attorney Read More »
Insurance policies in Florida may have several different deductibles depending on your coverage. It’s important to review your policy terms carefully to understand your financial obligations as certain deductibles can set you back significantly, especially if you aren’t prepared. Deductibles like named-storm deductiblesand wind and hail deductibles can be particularly confusing to homeowners in Florida. Here
What is a Wind and Hail Deductible? Read More »
Some homeowner’s insurance policies in Florida (and other states like Louisiana as well) have what’s called a named-storm deductible. This type of deductible differs from the standard deductible found in your policy. Rather, it only applies when you file an insurance claim for damage caused by storms that have been officially named by the National
What is a Named-Storm Deductible? Read More »
As if homeowners insurance companies in Florida didn’t have enough reasons to deny a wind damage claim… Unfortunately, when a named storm makes landfall, insurance providers have come up with yet another one. A History of Claim Denials and Underpayment When a named storm hits Florida, not only does it bring severe weather and property damage
What a Named Storm Could Mean for Your Wind Damage Claim Read More »
Florida homeowners are increasingly finding themselves stuck between a rock and a hard place when it comes to receiving their rightful insurance claim payouts. Per a recent article in the Miami Herald and data from the National Association of Insurance Commissioners, Floridians had the lowest chance in all 50 states of receiving payouts on their homeowner’s insurance claims
Data Suggests Floridians are Least Likely to Get Their Claims Covered Read More »
Updating a home inventory is one of those to-dos that can easily slip to the “I’ll do that later” pile, but unfortunately, “later” may be too late if a strong storm rips through Florida or another devastating event damages your home. Keeping an updated home inventory is a smart and simple way to protect your
Why You Need to Update Your Home Inventory Today Read More »
Filing a water damage insurance claim in Florida is key to recovering and rebuilding after a devastating event like a flood or hurricane, but to say the process is straightforward would be the understatement of the year. Some insurance companies intentionally make the filing process complicated, and if you make mistakes, it could potentially delay
Common Mistakes to Avoid When Filing a Water Damage Insurance Claim in Florida Read More »
