New Orleans insurance law attorney

Does Your Homeowners Insurance Policy Have a Hurricane Deductible?

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Living in a hurricane-prone states like Louisiana means that homeowners must be particularly vigilant about their insurance coverage and policy details. One critical aspect that often catches homeowners by surprise is the hurricane deductible. This deductible, which is separate from a standard deductible, can significantly impact how much you pay out of pocket in the

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Good Faith, Bad Faith and Revised Louisiana Insurance Laws

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Earlier this year, Louisiana Governor Jeff Landry signed a series of insurance bills into law. In addition to repealing the state’s “three-year rule, newly signed Act No. 3 (formerly Senate Bill 323) introduces significant changes to how bad faith claims and insurance disputes are handled in Louisiana. The changes repeal certain provisions and add reciprocal duties of good faith

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What Louisiana Residents Need to Know About the Repeal of the “Three-Year Rule”

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In the wake of Hurricane Katrina, Louisiana lawmakers instituted what became known as the “three-year rule” in which insurers were barred from dropping a policy or raising its deductible after it had been renewed for three years. This law, unique to Louisiana, has recently been repealed.    Formerly House Bill 611, Louisiana Act No. 9 gradually relaxes

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How do Public Adjusters and Attorneys Work Together on Your Louisiana Wind Damage Claim?

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Strong winds can rip off roofs with ease, but building back up is a much longer and more complex process. In a state like Louisiana, dealing with a wind damage claim takes effort and persistence, and often requires specialized knowledge and expertise. Both insurance law attorneys and public adjusters play critical roles in helping policyholders

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Should You Hire a Public Adjuster for Wind Damage in Louisiana?

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Hiring a public adjuster in Louisiana is not as ubiquitous of a practice as it is in other states. This is in part because until recently, property insurance companies in Louisiana were able to prevent their policyholders from doing so. That is no longer the case. Effective August 1, 2023, Senate Bill 156 was signed into law. The

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How do Public Adjusters Differ from Insurance Law Attorneys? 

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The threat of storm damage never really stops in Louisiana, and wind damage claims can be particularly devastating for homeowners. Not only is there the immediate stress of triaging the damage at your home, but there is also the ongoing anxiety and challenges that accompany filing a wind damage claim with your insurance provider.  To

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Denied water damage claim in Louisiana? Here’s your next step

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Water damage is no joke for homeowners, especially in areas you can’t readily see. Because of that, it can often be difficult to get insurance companies to pay out claims due to water damage. Here’s what you should know about water damage and improper insurance denial claims. What causes water damage? Water damage can come

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