Property insurance policies are long and complex. Not too many people spend their free time reading through their coverage and policy clauses unless they’re faced with a situation that requires them to. But if you were to read through the fine print of your policy, you would see what’s called an appraisal clause. Hopefully, this
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Hurricane insurance claims in Louisiana can be denied or underpaid for a variety of reasons, and in some cases, those denials are not warranted or were done in bad faith. If you believe your claim has been wrongfully denied, you have options, including the right to appeal the decision. In this post, we’ll discuss some of the
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No matter how big or small the claim, hurricane damage to your property can be a major setback financially and emotionally. Not only are you trying to get your home and life back in order after the storm, but you’re also dealing with your insurance company. If, after all this, you discover your claim was
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When an insurance company fails to fulfill its obligations to the policyholder in a fair and reasonable manner, it may mean it is acting in bad faith. Louisiana Revised Statute § 22:1973 governs the practices insurance companies must follow regarding their good faith obligations. Specifically, insurance providers have a duty of good faith to adjust and pay claims
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In Louisiana, the statute of limitations on property damage claims, including those related to homeowners insurance, is typically one year from the date of the incident or discovery of the damage. This statute of limitations is outlined in Louisiana Civil Code Article 3492. Below we’ll discuss what the statute of limitations on property claims in Louisiana means
What is the Statute of Limitations on Property Insurance Claims in Louisiana? Read More »
When homeowners experience damage to their property, they need relief fast. The work of building back up after your roof has been damaged or a hurricane wreaks havoc takes time and costs money. That is why you have property insurance – to help restore your home or business to its original condition. The law in Louisiana recognizes
How Long Does a Homeowner’s Insurance Company Have to Settle a Claim in Louisiana? Read More »
On top of everything else there is to deal with after a storm, a denied roof damage claim from your homeowner’s insurance company should not be one of them. But, the reality is it can and does happen to property owners across Louisiana. Not only is this frustrating and stressful, it can leave you with
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