As storm season in Florida comes to a close, the next few months are opportune times to have your property reinspected for damage. Regardless of the age or condition of your home, getting fresh images and documentation related to the state of your roof and property’s exterior can prove invaluable if and when you do need to file a homeowners insurance claim.
Slow Season’s a Go Season for Roof Inspections
In general, it’s a best practice to have your roof inspected annually, but in places like Florida where we experience several severe weather events per year, more frequent inspections are never a bad idea (especially because insurance companies will find every reason in the book to deny or underpay your wind claim.
That said, we get that inspecting your property after every single storm is nearly impossible in practice. At a minimum, however, homeowners should aim to have their properties inspected once per year. The calmer winter months can be an ideal time to check this task off your list.
Who to Call for a Roof Inspection
Calling a licensed roofing professional is always a good choice when getting your roof inspected, especially if you’re concerned about structural damage. If your roof is new and your goal is primarily to update your records before the next storm season, you could also consider calling a local public adjuster or licensed drone operator to ask if they can take some drone photographs of your roof and exterior.
Find Damage? Call us First at KK&P Law Firm
If your roof inspection does reveal damage, carefully consider your options. If it’s minor wear and tear, take maintenance steps to prevent it from becoming a major problem. However, if the damage is more severe, you may choose to file an insurance claim. Before contacting your insurance provider, call us first at Kandell, Kandell & Petrie.
Insurance companies in Florida do not make it easy to file a wind damage claim. Some may argue that your damage occurred during a previous storm and will deny your claim altogether. Others might demand that you fork over multiple deductibles before coverage will kick in. Rather than get the run-around, contact a qualified attorney to ensure you get what you’re owed for your property damage. Our team at KK&P Law Firm can help. If you have questions about a property insurance claim in Florida, turn to one of our claims advisors in Miami for answers. Call us today at 305-858-2220.
